Privacy Policy

1. Who we are

This Privacy Policy applies to Instant Calc Hub, available at instantcalchub.com (the "Site"). "We", "us" and "our" mean the owner and operator of the Site. By using the Site you agree to the practices described here. If you do not agree, please do not use the Site.

2. Information you enter into our calculators

Our calculators run in your web browser. The numbers, dates and other values you type in, such as loan amounts, weight, height or birth dates, are used only to show you a result on your screen. We do not send these values to our servers and we do not store them.

3. Information we may collect

Information you give us

If you contact us through the contact form or by email, we receive the details you choose to send, such as your name, email address and message. We use this only to reply to you and to improve the Site.

Information collected automatically

Like most websites, our web server and hosting provider may automatically record technical information when you visit, such as:

• your IP address and approximate location (such as city or country);
• browser type and version, device type and operating system;
• the pages you visit, the time spent on them and the page that referred you;
• the date and time of your visit.

This information does not directly identify you. We use it to keep the Site secure, understand how it is used and improve it.

4. Cookies and similar technologies

Cookies are small text files stored on your device. The Site and our partners may use cookies and similar technologies to:

• make the Site work properly and keep it secure;
• measure traffic and understand which calculators are most useful (analytics);
• show advertising, including ads based on your interests.

You can control or delete cookies in your browser settings. Blocking some cookies may affect how parts of the Site work.

5. Analytics

We may use analytics services, such as Google Analytics, to learn how visitors use the Site. These services may set cookies and collect information such as your IP address and pages viewed. We use the results in aggregate form to improve the Site.

6. Advertising

We may use third-party advertising services, such as Google AdSense, to show ads on the Site. These are the main points about how this works:

• Third-party vendors, including Google, use cookies to serve ads based on your previous visits to this Site and to other websites.
• Google's use of advertising cookies enables it and its partners to serve ads to you based on your visit to this Site and/or other sites on the internet.
• You can opt out of personalised advertising by visiting Google Ads Settings. You can also opt out of some third-party vendors' use of cookies for personalised advertising at aboutads.info.
• To learn how Google uses data from sites that use its services, see How Google uses information from sites or apps that use our services.

We do not control the cookies set by third-party advertisers and have no access to them. Please review those companies' own privacy policies for details.

7. How we use information

• To provide, maintain and improve the Site and its calculators.
• To respond to messages and requests sent to us.
• To understand how the Site is used and fix problems.
• To keep the Site secure and prevent misuse.
• To show advertising that helps keep the Site free.
• To comply with legal obligations.

We do not sell your personal information.

8. Sharing of information

We share information only where needed, and only with:

• service providers who help us run the Site, such as our web host, analytics provider and advertising partners;
• authorities, where we are required to do so by law or to protect our rights and the safety of others.

9. Data retention

We keep personal information, such as messages you send us, only for as long as needed for the purposes described here or as the law requires. Server logs and analytics data are kept for a limited period set by our hosting and analytics providers.

10. Security

We take reasonable steps to protect the Site and any information we receive. However, no website or method of transmission over the internet is completely secure, and we cannot guarantee absolute security.

11. Your rights and choices

Depending on where you live, including under India's Digital Personal Data Protection Act, 2023 and, for visitors in the European Economic Area and United Kingdom, data protection laws such as the GDPR, you may have the right to:

• ask what personal information we hold about you and request a copy;
• ask us to correct or delete your personal information;
• object to or limit certain uses of your information;
• withdraw consent you have given, where we rely on consent.

To use any of these rights, please contact us. We may need to verify your identity before acting on a request.

12. Children's privacy

The Site is a general-audience site and is not directed at children under 13. We do not knowingly collect personal information from children. If you believe a child has sent us personal information, please contact us and we will delete it.

13. Links to other websites

The Site may contain links to other websites. We are not responsible for the content or privacy practices of those sites, and we encourage you to read their privacy policies.

14. International visitors

The Site and its service providers may process information in countries other than your own. By using the Site you understand that your information may be transferred to and processed in those countries.

15. Changes to this policy

We may update this Privacy Policy from time to time. The date at the top of this page shows when it was last updated. We encourage you to check it regularly. Continuing to use the Site after a change means you accept the updated policy.

16. Contact us

If you have questions about this Privacy Policy or how your information is handled, please contact us. You can also read our Disclaimer and Terms of Use.